[PW] two questions; one old, one new

[Solomons1pal at aol.com]

Colleagues,
 
   A couple of my old, traditional questions have  been answered in the past 
couple of months (and my benefactors rewarded as  promised with Godiva 
chocolates), encouraging me to ask two more:
 
1.  There are two broad classes of debt: one is incurred  by those who cannot 
meet their obligations, and are in trouble financially; the  other is 
voluntary debt, assumed by those who can meet their current  obligations, but choose 
not to because they calculate that it's financially  prudent for them to delay 
payment.  Surely economists have given these two  very different kinds of 
debt different names -- what are they?
 
2.  Some German noblemen have names of the pattern X von  Y; others are X zu 
Y (and some are even X von und zu Y).  What is the  significance of the 
different patterns?
 
   For each question, the first full accurate answer  wins the person 
providing it a (small) box of Godiva chocolates.
 
                                    Mark Halpern
                                    _markhalpern at iname.com_ 
(mailto:markhalpern at iname.com) 
 
 
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